Owning a cabin in a resort town gives the well to do an upper hand. When things get uncomfortable (too hot days in Florida for example) they head out for cooler places like Oregon or Washington). Sometimes younger grown children live year round at these second homes while attending out of State University or they may just have young family’s and parents who gave them huge down payments or the like. Such arrangements benefit all. If you think and act as the wealthy do, you don’t have to think like a bug. I have seen poor people spend thousands of dollars on weddings, even birthday’s, they could ill afford; when they might have provided their children and themselves a place to go for vacation, or, for other reasons.
Personal defense items – such as rifles and heavy firearms – are going to be increasinly hard to manage the farther you move from steady supplies.  Ironically, it’s firearms that help acquire more food, provide personal protection, and deter others from attacking.  In a SHTF scenario, heavy armament is only good within fortified areas.  If you want to stay highly mobile, switch down to a .22LR polymer rifle such as the Savage survival rifle or similar.  Lightweight, collapsible, and perfect for hunting game.  Loaded with subsonic rounds, it can also be a lot more efficient than heading off a target with a loud 30-06.
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For the Soon to Be Ready for Anything Prepper

The Ultimate List of the 8 Most Important Surviving Skills that will Make the Difference between Life and Death during a Crisis